Yes, Minnesota is a ‘no-fault’ state, but that has nothing to do with who is at fault in a crash. The terms ‘fault’ and ‘no-fault’ have very different meanings. In general, being a ‘no-fault’ state only means that, in a car crash, the first $20,000 of medical bills...

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Firm News
Why stacking personal injury protection (PIP) insurance makes sense
On Behalf of Klampe Law Firm LLC | Mar 10, 2022 | Firm News
Every Minnesota auto insurance policy includes mandatory Personal Injury Protection (also called “PIP” or “no-fault”) coverage. The basic maximum coverage is $20,000 for medical expenses and $20,000 for economic loss, including wage loss. When the no-fault law was...
How can you avoid driving accidents now that spring is on the horizon?
On Behalf of Klampe Law Firm LLC | Mar 10, 2021 | Firm News
Minnesotans know that winter has a way of lasting too long. Snowy and icy roads compel drivers to drive more slowly, leave more distance between themselves and other vehicles, and come to a stop with gradual braking. But when warmer weather returns and roads become...
Dealing with insurers after a collision
On Behalf of Klampe Law Firm LLC | Aug 7, 2020 | Firm News
If you have had an auto collision, no matter whose fault, there are some important tips on how to deal with insurance companies. 1. One of the most important steps, even before calling insurers, is call the police and ask them to make a report. You may use 911 to call...
What To Do Immediately Following A Car Crash
On Behalf of Klampe Law Firm LLC | Feb 1, 2020 | Firm News
We should all know what to do immediately after a car crash. We like to think it won't involve us, but collisions happen daily, so it is best to be prepared. Assess the Situation Immediately after impact assess yourself, passengers and surroundings. If you are hurt...
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