Serving Southern Minnesota Since 1972

Group photo of the Klampe Law Firm team

The Personal Care And Aggressive Approach You Need After A Rochester Car Accident

A motor vehicle accident can cause physical, financial and emotional damage. If you were injured due to another driver’s negligent or reckless actions, an attorney can make a real difference in how your auto accident claim is resolved. For decades, Klampe Law Firm LLC fought for individuals and families across Minnesota and beyond.

We take all injury claims on a contingency basis. No fees until you collect. It is always free to speak to our lawyer at any point in your case.

We Have Your Best Interests In Mind

Our personal injury practice is built on the principles of providing personal attention and detail-oriented, effective legal representation to every client. We understand that the aftermath of an accident is a sensitive time for many reasons and that there are times you simply need to talk to a lawyer. We will answer your personal injury questions and discuss your concerns in detail as we guide your injury claim through the legal process.

While we are compassionate and empathetic with our clients, we are aggressive and tenacious in pursuit of their rights and damages. You can count on us to fully investigate the cause of the accident and identify all potentially liable parties. We are prepared to advocate and present the strongest possible claim on your behalf.

Following an accident, insurance companies will often try to settle a claim for less than its value or try to deny it altogether. We are known for our vigorous approach to negotiating and litigating cases. Because we prepare every case for the possibility of trial, insurance companies frequently settle cases to our clients’ benefit rather than face us in the courtroom.

It is one thing to discuss our approach. It is another to show examples of what we have done in the past. Please review our results page to see how our law firm has helped people who suffered serious injuries.

Rochester, Minnesota, Auto Insurance Claims FAQ

Any car accident has the potential to create numerous difficulties. Whether you were in a minor collision involving only property damage, or you or someone you love was seriously injured, you face an uncertain time. At Klampe Law Firm LLC, we regularly talk to people who have been injured in accidents caused by someone else’s negligence.

We offer a free, confidential consultation to discuss your accident and injuries in detail. It will never cost you anything to talk to our personal injury lawyer, as we represent clients on a contingency fee basis in all injury claims. There is no attorney fee until you win your case. Call 507-405-2188 today to speak directly to a Rochester, Minnesota, car insurance attorney.

While everyone’s case is different, people who have been injured in accidents share many of the same concerns. The questions below are some of the most commonly asked questions we hear.

Who pays my medical bills when I have been injured in a Rochester, Minnesota, car accident?

Generally, your own automobile insurance. Minnesota is a no-fault auto insurance state. Under Minnesota’s auto insurance law, your own insurance must pay for any medical care you receive because of your accident up to a certain amount. If you or a family member in the household does not have a car, another insurer will pay these bills, either the insurer of a relative in your household or of a car involved in the collision.

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If I am in an accident, will my insurance rates go up?

Your insurance rates will not go up unless the accident was your fault. Each insurance policy sets the rules, but generally, an accident is not considered your fault for rate purposes unless it is deemed at least 20 percent your fault.

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Who pays for my vehicle damage after an accident?

The insurance company for the driver who caused the accident is responsible for all of the damage to your vehicle, including any deductible. If you have collision coverage on your own insurance, you can sometimes collect from your own insurer more quickly, minus your deductible, and then your own insurance company will help you seek reimbursement from the at-fault driver’s insurance.

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Can I choose which doctor I want to go to for my injuries?

Yes. You have the right to receive treatment from any doctor, chiropractor or other health care professional of your choice and to change doctors if you choose. The no-fault insurer must pay these bills in full, without any co-pays from you.

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What if I am unable to work due to my injuries from the accident?

Again, your own auto insurance will pay for your wage loss up to a limit. Under the Minnesota no-fault law, your own insurance company will provide limited weekly payments for lost wages. We will negotiate the claims process for you and assist in securing other sources of wage loss benefits.

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Am I entitled to any other benefits while I am hurt?

An experienced personal injury lawyer will explain all benefits you are entitled to under your insurance company policy.

Contact Klampe Law Firm LLC

Call our law firm at 507-405-2188 or complete our online contact form to schedule your free consultation with personal injury lawyer, André Novack. Home, hospital and evening appointments are available. We are based in Rochester. We represent clients across Minnesota, Wisconsin and Iowa.

Contact Klampe Law Firm LLC

All consultations in injury and wrongful death claims are free of charge. Call our Rochester law firm at 507-405-2188 or complete our online contact form to talk to personal injury lawyer, André Novack. Home, hospital and evening appointments are available for our personal injury clients.