Accidents, Injuries & Death

Since 1972 Klampe Law Firm has represented injured persons and their families. We handle all types of serious injury and loss of life cases including auto, truck, and motorcycle accident cases. When you call Klampe Law Firm an attorney is immediately available to explain your legal rights and answer questions at no charge.

Injury cases often impact you or your family financially, emotionally, and physically. We routinely visit our clients at home. By spending the time to personally get to know our clients and their families, we can better convey to the insurance company or jury the impact that the injury has on our client’s life.

We assist our clients at no charge to secure their immediate wage loss and medical expense benefits available following an accident. We handle the often cumbersome and complicated details and paperwork involved in accident cases, so our clients can concentrate on their medical care. We work closely with our clients’ treating physicians so we have a good understanding of our clients’ medical condition and needs.

Klampe Law Firm has extensive experience negotiating and settling injury claims with insurance carriers.  We have a reputation for skilled trial work and winning verdicts. Our reputation as knowledgeable, honest, candid and compassionate attorneys has permitted our firm to favorably resolve thousands of cases ranging from modest injuries to multi-million dollar settlements. When a case cannot settle out of court, we try cases with skill and vigor.

 

Frequently Asked Questions

Who pays my medical bills when I have been injured in an accident?

Generally your own automobile insurance. Minnesota is a no-fault auto insurance state. Under this law, your own insurance must pay any medical care you receive because of your accident up to a certain amount. If you, or a family member in the household do not have a car, another insurer will pay these bills, either the insurer of a relative in your household, or of a car involved in the collision.

Can I choose which doctor I want to go to for my injuries?

Yes. You have the right to receive treatment from any doctor, chiropractor, or other health care professional of your choice, and to change doctors if you choose.  The no-fault insurer must pay these bills in full, without any co-pays to you.

What if I am unable to work due to my injuries from the accident?

Again, your own auto insurance will pay for your wage loss up to a limit. Under the Minnesota no-fault law your own insurance company will provide limited weekly payments for lost wages. An experienced personal injury attorney can help you and your family find other resources of income reimbursement that may be available under your personal insurance policy.

If I am in an accident, will my insurance rates go up?

Your insurance rates will not go up unless the accident was your fault. Each insurance policy sets the rules, but generally an accident is not considered your fault for rate purposes unless it is deemed at least 20% your fault.

Am I entitled to any other benefits while I am hurt?

Possibly. An experienced personal injury attorney will explain all benefits you are entitled to under your insurance company policy.

What fees do you charge for an accident case?

We charge nothing unless you receive a recovery.  Our standard contigency fee is one-third of whatever amount we recover for you.

Is it really necessary to hire an attorney to receive fair compensation for my injuries?

Unfortunately, in today's day and age, Minnesota law can be very difficult to navigate. Because there are usually at least three different insurance companies involved, even with a "routine" claim, it is important that you seek an attorney early on to assure that you do not forfeit any claims you may have, including your own health insurance. Typically, insurance companies do not strive to pay fair settlements to unrepresented people, but will pay top dollar when the injured person and their lawyer demonstrate they have done what it takes to win in court.  It costs the same to hire the attorney right away to get your case started right and to get help with all the immediate needs.

Who pays for my vehicle damage after an accident?

The insurance coverage for the driver who caused the accident is responsible for all of the damage to your vehicle, including any deductible. If you have collision coverage on your own insurance, you can sometimes collect the insurance more quickly minus your deductible and then your own insurance company will help you seek reimbursement from the at fault driver's insurance.

What if I do not want to go to court?

At Klampe Law Firm we leave that decision to you. It is often possible to resolve the claim with the insurance company without going to court. Most of our personal injury claims settle without going to court, or without even starting a lawsuit. But they settle fairly only when the insurance company recognizes we are prepared to go to court if a fair settlement is not reached.

If I hire a lawyer and make a claim, will that become public?

No. Your injuries and treatment and insurance settlements are private information we do not disclose. Only if a lawsuit is filed in court is there a public record of the claim, and even then we do not seek publicity for the claim. We never advertise a client's favorable settlement.  We have settled very large cases for into millions of dollars, and keep that private.